General Insurance

A general insurance agent licence allows the licensee to conduct general insurance business, including accident and sickness insurance, in the province of B.C. Section 168 of the Act defines an insurance agent as:

“…a person, other than an insurance company or an extraprovincial insurance corporation, who solicits, obtains or takes an application for insurance, or negotiates for or procures insurance, or signs or delivers a policy, or collects or receives a premium.”

A general insurance salesperson licence allows the licensee to conduct general insurance business, including accident and sickness insurance, in the province of B.C. subject to restrictions in addition to those imposed on a general insurance agent licence. Section 168 of the Act defines an insurance salesperson as:

“…an individual who is employed by an insurance agent or by an insurer to solicit, obtain or take an application for general insurance, or to negotiate for or procure general insurance, or to collect or receive a premium for general insurance.”