Getting A Licence

 

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The sale or adjusting of insurance is a regulated occupation in British Columbia. To work as an insurance agent, salesperson, or adjuster in BC, you must be licensed by the Insurance Council of BC. To hold an insurance licence, an individual or organization must meet standards of qualification and practice set by the Insurance Council under the Financial Institutions Act.

Even if you have completed the education requirements and have obtained employment or a contract with an insurance company, you must still be licensed to legally conduct insurance activities in BC.

All documents submitted to the Insurance Council for licensing purposes are required in English. We accept translated documents from:

  • A certified member of the Society of Translators and Interpreters of BC;
  • A translator accredited by a professional association of translators in Canada;
  • A translator accredited by the Canadian government;
  • A Notary Public acting as a translator;
  • A translator accredited by a provincial or municipal government in Canada;
  • The consulate, high commission, or embassy (in Canada) for the country that issued the documents; and 
  • A Canadian consulate, high commission, or embassy in the country from which the applicant emigrated.

Processing Times

Important: Processing times are currently longer than usual due to a major system upgrade.  We are working hard to reduce wait times, and we appreciate your patience.

We are currently reviewing applications, licence amendments and authority to represent (ATR) update requests received March 24, 2026.

Applications are reviewed in the order of which they are received. The Insurance Council makes their best effort to review applications typically within 10 business days after submission of a complete application.

Please note that suitability, corporate, and equivalency applications may take longer.

To apply, please see Apply Online above. 

 

Application Dates
Please note that if your application was submitted on a weekend or statutory holiday, it is considered received on the next business day. 

Unverified Agency
Applications that have been submitted but not yet verified by your agency/firm are considered incomplete applications.

Once the agency/firm has verified your application and has notified the Insurance Council, your application will be put into queue for review. Applications are reviewed in the order of which they are received. The Insurance Council makes their best effort to review applications typically within 10 business days after submission of a complete application.

Incomplete Applications
If an application is found to be incomplete and/or has outstanding requirements, the Insurance Council will attempt to notify applicants a minimum of two times before an application may be closed without further notice.

Note that applications are set to expire 90 days past the date of submission, and applications may be closed prior to this date.

Licence Issue and Effective Dates
Licences issued on or before February 28, 2026, will have a first annual renewal date of June 1, 2026.

Licences issued between March 1, 2026, and May 31, 2026, will have a first annual renewal date of June 1, 2027. The government fee is $25.00 per year. As the licence period will be for more than one year, two government fees (total of $50) are applicable. The first $25 fee will be charged when you submit your licence application. The second $25 will be charged when the application is ready for approval. At that point, the second fee will be added to your application record, and you will be notified to submit your payment via the online portal. Once logged in, please click “Outstanding Payments” on the homepage. On their Corporate portal, Agencies/Firms can pay the extra fee by clicking “More Options” under the “Billing” section.

For more information on Insurance Council and government fees we collect, please see our fee schedule.
Licensing Fees

About Applying for a Licence


Minimum Age Requirement


An applicant for an insurance agent or adjuster licence must have attained the age of 19 years.
An applicant for a general insurance salesperson licence must have attained the age of 16 years.


Suitability to Hold a Licence and Criminal Record Checks

Individuals looking to become licensed in British Columbia must meet the requirements of Council Rule 3(2) which sets out criteria for suitability to hold a licence. Find out more before submitting a licence application.
More Information

First-time Licence Applicant

If you are applying for an insurance licence for the first time, you will need to meet the qualifications and requirements for licensure, including suitability to hold a licence. You can then submit an Insurance Licence Application to the Insurance Council of BC.

Applicants will need to:

  1. Review Suitability Requirements
  2. Review the education and experience requirements for the class/type of licence you are applying for
  3. Complete a criminal record check if required by the class/type of licence
  4. Submit a licence application, including:
    • Proof of completion of the required education and experience requirements
    • Criminal Record Check (if applicable to licence class/type)
    • Copy of E&O insurance certificate from your insurer or completed Confirmation of E&O Insurance Form*
    • Application fee.

The Insurance Council will then review the application and supporting materials provided in accordance with the licensing criteria established under the Financial Institutions Act, Council Rules, and Insurance Council policies to determine whether a licence may be issued or if further inquiry or investigation is required.

*Applicants applying for a general insurance (agent/salesperson) or adjuster licence are not required to submit confirmation of E&O insurance provided that their agency/firm has existing confirmation of E&O insurance coverage on file with the Insurance Council. This exemption also applies to general insurance applicants who are direct employees of an insurer and only sell the products of that insurer as stipulated in Council Rule 7 (11)(b).

Former Licensee Reinstating a Licence

If you are a former Insurance Council licensee, you may be eligible to re-apply under the Reinstatement Provision if you previously held a licence within the last two years. This provision may exempt a former licensee from needing to re-take qualifying education. 

more information

Licensing for Non-BC Residents

To apply for any form of non-resident licensing in BC, applicants must hold the same class and comparable level of licence in their home jurisdiction and meet certain requirements. 

More Information

Applying for a Licence based on Equivalency

Applicants who do not have the required education for their licence class can request that the Insurance Council consider granting a licence based on alternate education and/or experience.

More Information

Licensure and Other Employment/Business Activities

The potential for conflict of interest is considered as a part of the application process for insurance licensing as well as ongoing licensed practice where an applicant/licensee has other employment and/or engages in other business activities. 

Most other employment or business activities have no impact on a licensee’s insurance activities, and in most cases, concerns can be addressed by imposing conditions or restrictions on an insurance licence. However, there are a number of business activities where the potential for a conflict of interest is so significant the Insurance Council it is not prepared to issue a licence.

Note: The Insurance Council reserves the right to request a letter of acknowledgment from the employer/organization of your other business activity confirming that they are aware of your application for an insurance licence.


Before applying for a licence, be sure to review information about the impact of other employment or business activities on insurance licensure.

More Information

About Classes of Insurance Licences

Licence description, qualification requirements, education prerequisites, application forms, and fee schedules by class/type of licence.

How to Apply for a Licence


Individual Licences: Individuals applying for a general, life, accident and sickness or adjuster licence can submit their application online or via email by following the instructions provided below.

Applications for Travel Sole-Proprietors must be submitted by email (application via Online Portal is not available at this time).

Trainee Registrations: Individuals applying for a general insurance trainee registration can submit their application online or via email by following the instructions provided below.


Corporate Licences: Applications for corporate insurance licences can be submitted online or via email by following the instructions provided below.

Applications for licensure can be submitted using one of the following options: (Click to expand for instructions)

You can apply for an individual insurance licence through the Insurance Council's online portal. To do so, you must create a portal account. Please ensure that you enter your legal name exactly as it appears on your government-issued photo ID. You must also add both a residential address and service (mailing) address to your account. 

 
If you already have a portal account, have previously held an insurance licence in BC or written the LLQP exam in BC, but have not accessed the portal since February 4, 2026, you must register for a new account in the Insurance Council's online portal and link it to your existing user data. (See How to register for a new account as an existing user.)
 
Once you have logged into your portal account, complete the following steps:
  1. Go to Applications, then select Apply for a Licence. Under Individual, click Apply.
  2. Review the Individual Licence Application Checklist and select the appropriate licence type.
  3. Complete all sections of the application and upload all required supporting documents (e.g., government‑issued photo ID, qualifying course results).
  4. Once you have completed and submitted your application, the agency or firm you will represent will be contacted to approve your authority to act on their behalf and to submit payment. If payment is not completed, the application will be returned to you pending payment.
    Please note this step does not apply if you are not an authorized representative of an insurance agency (previously referred to as unaffiliated).
  5. Once the agency or firm has verified your application and notified the Insurance Council, your application will be placed in a queue for review by a Licensing Officer. Applications are reviewed in the order in which they are received. The Insurance Council makes reasonable efforts to review complete applications within approximately 10 business days. (See processing times.) If additional information is required, you will be notified by email.
  6. Upon approval, you will receive a confirmation email from the Insurance Council’s Licensing team.
  7. If you require assistance with any aspect of the online application process, please contact the Insurance Council’s Licensing team directly.

     

Note: Even if you have submitted an application and have obtained employment or a contract with an insurance company, you must hold a licence before you can conduct insurance activities in BC.
You can apply for a general insurance trainee registration through the Insurance Council’s online portal. To do so, you will need to log in with a portal account.

First time registering for an account with the Insurance Council? You will first need to create an account here. Please note you will need to enter your legal name exactly as it appears on your government-issued photo ID. You must also add a residential and a service (mailing) address to your account.
 
  1. Go to the online portal and log in to your account.
  2. From the main menu, under the Trainee Registration click on “Apply for trainee registration”.
  3. After reading the Trainee Registration Application Checklist, select the Application Type “Trainee Registration Application” and click Submit
  4. Confirm or update your contact information
  5. Answer all questions and upload the required documentation (i.e., government-issued photo ID, ICBC Autoplan Basics certificate, etc.)
  6. For the Employer Identification “look up” the Agency you will work for.
  7. After you have completed and submitted your application, the Agency you will represent will be contacted to verify your authority to represent them. 
  8. Once the Agency has verified your application, your application will be reviewed by a licensing officer typically within 10-15 business days from that date. Please see our processing times. If additional information is required, you will be notified by email.
  9. On approval of the trainee registration, you will receive a confirmation email from the Insurance Council’s Licensing Team.
 
And for applying for individual and corporate licence please update the link to the new portal and change apply for a personal/corporate licence to apply for a licence. 
 
If you require assistance with any aspect of the online application process, please contact our Licensing Team directly.
 
Note: Even if you have submitted an application for a trainee registration, you cannot act as a trainee until the application is approved.
 
You can apply for an Agency or Firm licence through the Insurance Council's online portal. To begin, you will need to login using your portal account.
 
If you already have a portal account, have previously held an insurance licence in BC or written the LLQP exam in BC, you can log into the online portal with your username and password. Proceed to the steps to apply for an Agency/Firm Licence outlined below.
 
First time applying for a license with the Insurance Council and have no LLQP exam history with us? You will first need to create a portal account here. When registering, enter your legal name exactly as it appears on your government-issued photo ID. You must also provide a residential and service address.

Steps to Apply for an Agency/Firm Licence
  1. Log in to your account through the online portal.
  2. From the Home page, select  "Apply for a licence" then click  “Apply” under Agency/Firm.
  3. If your Agency or Firm has never held a licence, or is a new entity, select “Register New Agency/Firm” and follow the instructions
    • Any unlicensed Directors, Officers, Partners, and Controlling Shareholders will be required to complete a Governance Stakeholder Application Form, which will be requested of them during the Agency/Firm registration process.
  4. After submitting the Agency/Firm registration, return to “Apply for a licence”
    • Use the Agency/Firm lookup tool to select the entity name from the table.
    • Choose the licence class you wish to apply for and follow the instructions, including the uploading of all required documents.
  5. Once the application has been submitted, it will be reviewed by a Licensing Analyst.
    • Typical processing time is 10-15 business days from the submission date. Current application processing times can be viewed on our website.
    • If additional information is required, you will be notified by email.
  6. Upon approval of the application, you will receive a confirmation email from the Insurance Council's Licensing Team. 
If you require support at any stage of the online application process, please contact our Licensing team directly.

Note: Even if you have submitted an application and have obtained employment or a contract with an insurance company, you must hold a licence before you can conduct any insurance activities in BC.
 
To apply for an insurance licence by email:
  1. Fill out the License Application Form, including any corresponding forms.

  2. Email the completed form(s) and supporting documents to licensing@insurancecouncilofbc.com.

  3. An online portal account will be created for you. Please wait for instructions via email, for login information and how to pay for your application. 

  4. Your application will then be reviewed by a Licensing Officer, typically within 10-15 business days. (See processing times)  If additional information is required, you will be notified by email.

  5. On approval of your application, you will receive a confirmation email from our Licensing Team.

If you require assistance with any aspect of the online application process, please contact the Licensing department directly.

Note: Even if you have submitted an application and have obtained employment or a contract with an insurance company, you must be fully licensed before you can conduct insurance activities in BC.

Frequently Asked Questions

See our most Frequently Asked Questions about getting an insurance licence in BC.