LLQP (Life Licence Qualification Program) exam prerequisites, course information, and other life insurance licence qualifications and requirements for individuals, partnerships, or corporations in BC.
Council makes every effort to keep the LLQP information regularly updated. Please check back often.
Council is here to help. Your insurance licensee resources include compliance information such as licensee responsibilities; council rules; continuing education; disciplinary decisions and process; and other useful information for licensed individuals, partnerships, or corporations in BC.
Council makes every effort to keep insurance licensee resources regularly updated. Please check back often.
Notice to all applicants:
The Insurance Council is currently prioritizing adjuster licence applications in response to the anticipated rise in claims as a result of related loss and damages due to the wildfires in BC. For more information please visit Temporary Adjuster Licence.
For Life and/or Accident and Sickness insurance applicants:
LLQP online exams must be completed prior to July 1, 2023 for it to be accepted. LLQP exams completed in person are not affected.
The sale or adjusting of insurance is a regulated occupation in British Columbia. To work as an insurance agent, salesperson, or adjuster in BC, you must be licensed by the Insurance Council of BC. To hold an insurance licence, an individual or organization must meet standards of qualification and practice set by the Insurance Council under the Financial Institutions Act.
Even if you have completed the education requirements and have obtained employment or a contract with an insurance company, you must still be licensed to legally conduct insurance activities in BC.
All documents submitted to the Insurance Council for licensing purposes are required in English. We accept translated documents from:
Individuals looking to become licensed in British Columbia must meet the requirements of Council Rule 3(2) which sets out criteria for suitability to hold a licence. Find out more before submitting a licence application.
If you are applying for an insurance licence for the first time, you will need to meet the qualifications and requirements for licensure, including suitability to hold a licence. You can then submit an Insurance Licence Application to the Insurance Council of BC.
Applicants will need to:
The Insurance Council will then review the application and supporting materials provided in accordance with the licensing criteria established under the Financial Institutions Act, Council Rules, and Insurance Council policies to determine whether a licence may be issued or if further inquiry or investigation is required.
*Applicants applying for a general insurance (agent/salesperson) or adjuster licence are not required to submit confirmation of E&O insurance provided that their agency/firm has existing confirmation of E&O insurance coverage on file with the Insurance Council. This exemption also applies to general insurance applicants who are direct employees of an insurer and only sell the products of that insurer as stipulated in Council Rule 7 (11)(b).
If you are a former Insurance Council licensee, you may be eligible to re-apply under the Reinstatement Provision if you previously held a licence within the last two years. This provision may exempt a former licensee from needing to re-take qualifying education.
To apply for any form of non-resident licensing in BC, applicants must hold the same class and comparable level of licence in their home jurisdiction and meet certain requirements.
Applicants who do not have the required education for their licence class can request that the Insurance Council consider granting a licence based on alternate education and/or experience.
The potential for conflict of interest is considered as a part of the application process for insurance licensing as well as ongoing licensed practice where an applicant/licensee has other employment and/or engages in other business activities.
Most other employment or business activities have no impact on a licensee’s insurance activities, and in most cases, concerns can be addressed by imposing conditions or restrictions on an insurance licence. However, there are a number of business activities where the potential for a conflict of interest is so significant the Insurance Council it is not prepared to issue a licence.
Before applying for a licence, be sure to review information about the impact of other employment or business activities on insurance licensure.
Individual Licences: Individuals applying for a general, life, accident and sickness or adjuster licence can submit their application online or via email by following the instructions provided below.
Applications for Travel Sole-Proprietors must be submitted by email (application via Online Portal is not available at this time).
Trainee Registrations: Individuals applying for a general insurance trainee registration can submit their application online or via email by following the instructions provided below.
Corporate Licences: Applications for corporate insurance licences can be submitted online or via email by following the instructions provided below.
Applications for licensure can be submitted using one of the following options: (Click to expand for instructions)
You can apply for an individual insurance licence through the Insurance Council's online portal. To do so, you will need to login with a portal account.
Go to the online portal and login to your account.
From the main menu, click on " Apply for a personal licence."
Follow the steps to enter all the information required, including the uploading of all corresponding documents (i.e., government issued photo ID, qualifying course results, etc).
Once you have completed and submitted your application, the agency/firm you will represent will be contacted to verify your authority to represent them. Please note this does not apply to Unaffiliated agents.
Once the agency/firm has verified your application and has notified the Insurance Council, your application will then be reviewed by a Licensing Officer typically within 10-15 business days from that date. (See processing times) If additional information is required, you will be notified by email.
On approval of the application, you will receive a confirmation email from the Insurance Council's Licensing Team.
Fill out the License Application Form, including any corresponding forms.
Email the completed form(s) and supporting documents to firstname.lastname@example.org.
An online portal account will be created for you. Please wait for instructions via email, for login information and how to pay for your application.
Your application will then be reviewed by a Licensing Officer, typically within 10-15 business days. (See processing times) If additional information is required, you will be notified by email.
On approval of your application, you will receive a confirmation email from our Licensing Team.
We are currently reviewing applications, licence amendments and authority to represent (ATR) update requests received September 26, 2023.
Please note that suitability, corporate, and equivalency applications may take longer.
To apply, please see Apply Online above.