LLQP (Life Licence Qualification Program) exam prerequisites, course information, and other life insurance licence qualifications and requirements for individuals, partnerships, or corporations in BC.
Council makes every effort to keep the LLQP information regularly updated. Please check back often.
Council is here to help. Your insurance licensee resources include compliance information such as licensee responsibilities; council rules; continuing education; disciplinary decisions and process; and other useful information for licensed individuals, partnerships, or corporations in BC.
Council makes every effort to keep insurance licensee resources regularly updated. Please check back often.
To prevent the spread of Coronavirus, the Insurance Council is temporarily conducting business via phone, email and online only. Please see our information about how to submit a Licence Application, including changes to acceptable criminal record checks, on our COVID-19 Update page.
All individuals, including non-residents, whose applications are received by Council on or after March 1, 2019, must complete the Council Rules Course to qualify for licensure with Council, except those that qualify for licensure under Reactivation Provision in Council Rule 2(19). Please refer to Council Notice ICN 18-003 Revision of Council Rules Course Requirement.
Processing times: Council is currently reviewing applications, licence amendments and authority to represent (ATR) update requests, received May 5, 2020.
Please note, suitability, corporate, and equivalency applications may take longer.
To work as a licensed agent, salesperson, or adjuster in BC, you must submit a fully completed application to Council, and Council must approve the application. You may not conduct insurance activities in BC if you do not hold an active licence, even if you have completed the education requirements and have obtained employment or a contract.
If you are applying for an insurance licence for the first time, or are returning to the industry after an absence but do not meet the requirements of the Reactivation Provision outlined in Council Rule 2(19):
If you have trouble locating the Rules or the Code, or have questions on practice issues not covered in Council’s published material, please contact us.
The national harmonized Life Licence Qualification Program (LLQP) was launched in 2016 and consists of four modules:
In Quebec, the Ethics and Professional Practice module is based on the civil code, whereas the rest of Canada uses a version based on the common law. The three other modules are identical across Canada.
As it is Council's mandate to protect the public by ensuring agents act ethically, with integrity and competency, at its July 2018 meeting Council determined all life and/or accident sickness insurance agent applicants must successfully complete the Ethics and Professional Practice (common law) module, as part of the qualification for a licence.
For compliance, refer to this website’s Licensee Resources section as well as: