Getting A Licence

The sale or adjusting of insurance is a regulated occupation in British Columbia. To work as an insurance agent, salesperson, or adjuster in BC, you must be licensed by the Insurance Council of BC. To hold an insurance licence, an individual or organization must meet standards of qualification and practice set by the Insurance Council under the Financial Institutions Act.

Even if you have completed the education requirements and have obtained employment or a contract with an insurance company, you must still be licensed to legally conduct insurance activities in BC.
 

About Applying for a Licence


Suitability to Hold a Licence

Individuals looking to become licensed in British Columbia must meet the requirements of Council Rule 3(2) which sets out criteria for suitability to hold a licence. Find out more before submitting a licence application.
More Information

First-time Licence Applicant

If you are applying for an insurance licence for the first time, you will need to meet the qualifications and requirements for licensure, including suitability to hold a licence. You can then submit an Insurance Licence Application to the Insurance Council of BC.

Applicants will need to:

  1. Review Suitability Requirements
  2. Review the education and experience requirements for the class/type of licence you are applying for
  3. Complete a criminal record check if required by the class/type of licence
  4. Submit a licence application, including:
    • Proof of completion of the required education and experience requirements
    • Criminal Record Check (if applicable to licence class/type)
    • Application fee.

The Insurance Council will then review the application and supporting materials provided in accordance with the licensing criteria established under the Financial Institutions Act, Council Rules, and Insurance Council policies to determine whether a licence may be issued or if further inquiry or investigation is required.

Former Licensee Reapplying for a Licence

If you are a former Insurance Council licensee, you may be eligible to re-apply under the Reactivation Provision if you previously held a licence within the last 1 or 2 years. This provision may exempt a recent former licensee from needing to re-take qualifying education.

If you previously held a licence but are not eligible to re-apply under the reactivation provision,you will need to apply for a licence through the First-time Licence Applicant process and re-take qualifying education for that class/type of licence.

If you are a resident of British Columbia, or a non-resident of British Columbia whose home jurisdiction does not have a mandatory continuing education requirement, you must have met the continuing education requirements for your most recently held licence. See Continuing Education for more information.

About the Reactivation Provision

Applicants who held an insurance licence in British Columbia within 1 year preceding the current application date are not required to re-take the qualifying education if:
  • The current application receipt date does not exceed 1 year of the prior licence termination date; and

  • The application is complete; and

  • The applicant is currently applying for the same licence class they held previously; and

  • The applicant held the same licence class as the current application continuously for the 1 year preceding the termination date of the previously held licence, and can demonstrate that the applicant was actively engaged in the business of insurance authorized under the licence for that 1-year period.

Re-applying for a licence under the Reactivation Provision can be done:
  • Online. (Individual licences only)  Apply through our online application system and follow the prompts, indicating that you are applying under the Reactivation Provision.

  • Via Email. Complete and submit an Application Form.

Applicants who held an insurance licence in British Columbia within 2 years preceding the current application date are not required to re-take the qualifying education if:

  • The current application receipt date does not exceed 2 years of the prior licence termination date; 

  • The application is complete;

  • The applicant is currently applying for the same licence class they held previously; and

  • The applicant meets ONE of the following conditions:

    • The applicant held the same licence class as the current application, for at least 5 of the 7 years preceding the current application date; or

    • The applicant held the same licence class as the current application, for the 2 years preceding the termination date of the licence, and can show that the applicant was actively engaged in the business of insurance authorized under the licence for that 2-year period.


To re-apply for a licence under the Reactivation Provision, applicants will follow the standard application process, but will need to indicate on the form or online module that they are applying under the reactivation provision.

Re-applying for a licence under the Reactivation Provision can be done:
  • Online. (Individual licences only)  Apply through our online application system and follow the prompts, indicating that you are applying under the Reactivation Provision.

  • Via Email. Complete and submit an Application Form.

Licensing for Non-BC Residents

To apply for any form of non-resident licensing in BC, applicants must hold the same class and comparable level of licence in their home jurisdiction and meet certain requirements. 

More Information

Applying for a Licence based on Equivalency

Applicants who do not have the required education for their licence class can request that the Insurance Council consider granting a licence based on alternate education and/or experience.

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Licensure and Other Employment/Business Activities

The potential for conflict of interest is considered as a part of the application process for insurance licensing as well as ongoing licensed practice where an applicant/licensee has other employment and/or engages in other business activities. 

Most other employment or business activities have no impact on a licensee’s insurance activities, and in most cases, concerns can be addressed by imposing conditions or restrictions on an insurance licence. However, there are a number of business activities where the potential for a conflict of interest is so significant the Insurance Council it is not prepared to issue a licence.

Before applying for a licence, be sure to review information about the impact of other employment or business activities on insurance licensure.

More Information

About Classes of Insurance Licences

Licence description, qualification requirements, education prerequisites, application forms, and fee schedules by class/type of licence.

How to Apply for a Licence


Individual Licences: Individuals applying for a general, life, accident and sickness or adjuster licence can submit their application online or via email using the instructions provided below.

Applications for Trainee Registrations, Travel Sole-Proprietors, and individuals representing Direct-Writers (Insurers) must be submitted by email (application via Online Portal is not available at this time).
 

Corporate Licences: Applications for Corporate Insurance Licences should be submitted by email.  Application through the Online Portal is not available at this time. Please see the instructions for applying by email below.

Applications for licensure can be submitted using one of the following options:   (Click to expand for instructions)

You can apply for an individual insurance license through the Insurance Council's online portal. To do so, you will need to login with a portal account.
 
If you already have a portal account, have previously held an Insurance Licence in BC or written the LLQP exam in BC, you can log into the online portal with your user name and password.  You can then select "Apply for a Personal License" from the main menu. 
 
First time applying for a license with the Insurance Council and have no LLQP exam history with us? You will first need to create a portal account here. Please note, you will need to enter your legal name exactly as it appears on your government issued photo ID. You must also add a Residential and Service Address to your account.
 
  1. Go to the Online Portal and login to your account.

  2. From the main menu, click on " Apply for a personal licence." 

  3. Follow the steps to enter all the information required, including the uploading of all corresponding documents (i.e., government issued photo ID, qualifying course results, etc).

  4. Once you have completed and submitted your application, the agency/firm you will represent  will be contacted to verify your authority to represent them. Please note this does not apply to Unaffiliated agents.

  5. Once the agency/firm has verified your application and has notified the Insurance Council, your application will then be reviewed by a Licensing Officer typically within 10-15 business days from that date. (See processing times) If additional information is required, you will be notified by email.

  6. On approval of the application, you will receive a confirmation email from the Insurance Council's Licensing Team. 

If you require assistance with any aspect of the online application process, please contact our Licensing Team directly.

Note: Even if you have submitted an application and have obtained employment or a contract with an insurance company, you must hold a licence before you can conduct insurance activities in BC.
To apply for an insurance licence by email:
  1. Fill out the License Application Form, including any corresponding forms.

  2. Email the completed form(s) and supporting documents to licensing@insurancecouncilofbc.com.

  3. An online portal account will be created for you. Please wait for instructions via email, for login information and how to pay for your application. 

  4. Your application will then be reviewed by a Licensing Officer, typically within 10-15 business days. (See processing times)  If additional information is required, you will be notified by email.

  5. On approval of your application, you will receive a confirmation email from our Licensing Team.

If you require assistance with any aspect of the online application process, please contact the Licensing department directly.

Note: Even if you have submitted an application and have obtained employment or a contract with an insurance company, you must be fully licensed before you can conduct insurance activities in BC.

Processing Times

We are currently reviewing applications, licence amendments and authority to represent (ATR) update requests received October 4, 2021.

Please note that suitability, corporate, and equivalency applications may take longer.

Frequently Asked Questions

See our most Frequently Asked Questions about getting an insurance licence in BC.