LLQP (Life Licence Qualification Program) exam prerequisites, course information, and other life insurance licence qualifications and requirements for individuals, partnerships, or corporations in BC.
Council makes every effort to keep the LLQP information regularly updated. Please check back often.
Council is here to help. Your insurance licensee resources include compliance information such as licensee responsibilities; council rules; continuing education; disciplinary decisions and process; and other useful information for licensed individuals, partnerships, or corporations in BC.
Council makes every effort to keep insurance licensee resources regularly updated. Please check back often.
The sale or adjusting of insurance is a regulated occupation in British Columbia. To work as an insurance agent, salesperson, or adjuster in BC, you must be licensed by the Insurance Council of BC. To hold an insurance licence, an individual or organization must meet standards of qualification and practice set by the Insurance Council under the Financial Institutions Act.
Even if you have completed the education requirements and have obtained employment or a contract with an insurance company, you must still be licensed to legally conduct insurance activities in BC.
Individuals looking to become licensed in British Columbia must meet the requirements of Council Rule 3(2) which sets out criteria for suitability to hold a licence. Find out more before submitting a licence application.
If you are applying for an insurance licence for the first time, you will need to meet the qualifications and requirements for licensure, including suitability to hold a licence. You can then submit an Insurance Licence Application to the Insurance Council of BC.
Applicants will need to:
The Insurance Council will then review the application and supporting materials provided in accordance with the licensing criteria established under the Financial Institutions Act, Council Rules, and Insurance Council policies to determine whether a licence may be issued or if further inquiry or investigation is required.
If you are a former Insurance Council licensee, you may be eligible to re-apply under the Reactivation Provision if you previously held a licence within the last 1 or 2 years. This provision may exempt a recent former licensee from needing to re-take qualifying education.
If you previously held a licence but are not eligible to re-apply under the reactivation provision,you will need to apply for a licence through the First-time Licence Applicant process and re-take qualifying education for that class/type of licence.
If you are a resident of British Columbia, or a non-resident of British Columbia whose home jurisdiction does not have a mandatory continuing education requirement, you must have met the continuing education requirements for your most recently held licence. See Continuing Education for more information.
The current application receipt date does not exceed 1 year of the prior licence termination date; and
The application is complete; and
The applicant is currently applying for the same licence class they held previously; and
The applicant held the same licence class as the current application continuously for the 1 year preceding the termination date of the previously held licence, and can demonstrate that the applicant was actively engaged in the business of insurance authorized under the licence for that 1-year period.
Online. (Individual licences only) Apply through our online application system and follow the prompts, indicating that you are applying under the Reactivation Provision.
Via Email. Complete and submit an Application Form.
The current application receipt date does not exceed 2 years of the prior licence termination date;
The application is complete;
The applicant meets ONE of the following conditions:
The applicant held the same licence class as the current application, for at least 5 of the 7 years preceding the current application date; or
The applicant held the same licence class as the current application, for the 2 years preceding the termination date of the licence, and can show that the applicant was actively engaged in the business of insurance authorized under the licence for that 2-year period.
To apply for any form of non-resident licensing in BC, applicants must hold the same class and comparable level of licence in their home jurisdiction and meet certain requirements.
Applicants who do not have the required education for their licence class can request that the Insurance Council consider granting a licence based on alternate education and/or experience.
The potential for conflict of interest is considered as a part of the application process for insurance licensing as well as ongoing licensed practice where an applicant/licensee has other employment and/or engages in other business activities.
Most other employment or business activities have no impact on a licensee’s insurance activities, and in most cases, concerns can be addressed by imposing conditions or restrictions on an insurance licence. However, there are a number of business activities where the potential for a conflict of interest is so significant the Insurance Council it is not prepared to issue a licence.
Before applying for a licence, be sure to review information about the impact of other employment or business activities on insurance licensure.
Individual Licences: Individuals applying for a general, life, accident and sickness or adjuster licence can submit their application online or via email using the instructions provided below.
Applications for Trainee Registrations, Travel Sole-Proprietors, and individuals representing Direct-Writers (Insurers) must be submitted by email (application via Online Portal is not available at this time).
Corporate Licences: Applications for Corporate Insurance Licences should be submitted by email. Application through the Online Portal is not available at this time. Please see the instructions for applying by email below.
Applications for licensure can be submitted using one of the following options: (Click to expand for instructions)
Go to the Online Portal and login to your account.
From the main menu, click on " Apply for a personal licence."
Follow the steps to enter all the information required, including the uploading of all corresponding documents (i.e., government issued photo ID, qualifying course results, etc).
Once you have completed and submitted your application, the agency/firm you will represent will be contacted to verify your authority to represent them. Please note this does not apply to Unaffiliated agents.
Once the agency/firm has verified your application and has notified the Insurance Council, your application will then be reviewed by a Licensing Officer typically within 10-15 business days from that date. (See processing times) If additional information is required, you will be notified by email.
On approval of the application, you will receive a confirmation email from the Insurance Council's Licensing Team.
Fill out the License Application Form, including any corresponding forms.
Email the completed form(s) and supporting documents to email@example.com.
An online portal account will be created for you. Please wait for instructions via email, for login information and how to pay for your application.
Your application will then be reviewed by a Licensing Officer, typically within 10-15 business days. (See processing times) If additional information is required, you will be notified by email.
On approval of your application, you will receive a confirmation email from our Licensing Team.
We are currently reviewing applications, licence amendments and authority to represent (ATR) update requests received October 4, 2021.
Please note that suitability, corporate, and equivalency applications may take longer.