Individual Insurance Adjuster Licence

Insurance Adjuster levels 1–3, and Insurance Adjuster sole-proprietor licence qualifications and application information for first-time or returning individuals applying for an Insurance Adjuster licence in BC.

Section 168 of the Act defines an insurance adjuster as: "a person who makes an adjustment or settlement of a claim under a contract of insurance other than a contract of marine insurance."

What Type of Individual Adjuster Licence Are You Applying For?


Note: The Insurance Council has ceased issuing licences restricted to the sale or adjusting of one or more specific products.  See more information here or contact our Licensing Team via email or at 604-695-2007.

Insurance Adjuster Level 1 Licence

Licence requirements, education prerequisites and application package for a general insurance adjuster level 1 licence:

An insurance adjuster level 1 licence is an entry-level licence that:
  • Requires the licensee to not make any adjustment or settlement of loss except under the direct supervision of a level 2 or level 3 insurance adjuster.
  • Requires the licensee have all reports signed by an insurance adjuster level 2 or 3.
  • Requires the licensee to be authorized to represent a licensed adjusting firm.
  • Requires the licensee meet education prerequisites.

Successful completion of the education course listed below. Results (including from courses granted under equivalency, if any) remain valid up to one year from successful course or exam completion date, after which the applicant is required to retake the course or exam.

Please note, the Insurance Council does not have any information about the course details, including costs, delivery methods, or scheduling: 

*Equivalency: Level 1 Adjuster Licensing Program – ILS Learning Corporation (ILScorp), to qualify for an Insurance Adjuster Level 1 licence. The Insurance Council also accepts this program as part of the education prerequisites towards an Insurance Adjuster Level 2 or Level 3 licence. 

Courses must be completed within one year of submitting a licence application to the Insurance Council. We will consider courses completed outside of the one-year-limit, if you have completed additional courses, which lead to a CAIB or CIP designation, within the last year of the application date, and all the courses leading to the designation were completed within one year of each other. Please submit exam results for each course along with your licence application for review.

The Insurance Council Rules Course must be completed by all individuals, including non-residents, whose applications are received by the Insurance Council on or after March 1, 2019 to qualify for licensure, except those that qualify for licensure under Reinstatement Provision in Council Rule 2(19). 

  • Complete the application yourself, following the instructions in the application package. 
  • Answer all questions and attach all required documents, including the application fee, before submitting your application to Council, as incomplete applications may take longer to process.
  • If your application has been pending for more than our displayed processing times, please feel free to contact Council's Licensing Department.

Apply Online (See Instructions)
View and download the Insurance Adjuster Level I Licence Application
View the Insurance Adjuster Level I Licence Fee Schedule

Insurance Adjuster Level 2 Licence

Licence requirements, education prerequisites and application package for a general insurance adjuster level 2 licence:

An insurance adjuster level 2 licensee:
  • Must be authorized to represent a licensed adjusting firm.
  • Must have met the education prerequisites.

Successful completion of ONE of the four education and experience combinations listed below. Results (including from courses granted under equivalency, if any) remain valid up to one year from successful course or exam completion date, after which the applicant is required to retake the course or exam.

Please note, the Insurance Council does not have any information about the course details, including costs, delivery methods, or scheduling:

*Please note: With the additional education, the Insurance Council will consider adjusting experience in a capacity that did not require a licence, for example, a staff adjuster.

*Equivalency: Level 1 Adjuster Licensing Program – ILS Learning Corporation (ILScorp), to qualify for an Insurance Adjuster Level 1 licence. The Insurance Council also accepts this program as part of the education prerequisites towards an Insurance Adjuster Level 2 or Level 3 licence. 

Courses must be completed within one year of submitting a licence application to the Insurance Council. We will consider courses completed outside of the one-year-limit, if you have completed additional courses, which lead to a CAIB or CIP designation, within the last year of the application date, and all the courses leading to the designation were completed within one year of each other. Please submit exam results for each course along with your licence application for review.

The Insurance Council Rules Course must be completed by all individuals, including non-residents, whose applications are received by the Insurance Council on or after March 1, 2019 to qualify for licensure, except those that qualify for licensure under Reinstatement Provision in Council Rule 2(19).

  • Complete the application yourself, following the instructions in the application package. 
  • Answer all questions and attach all required documents, including the application fee, before submitting your application to Council, as incomplete applications may take longer to process.
  • If your application has been pending for more than our displayed processing times, please feel free to contact Council's Licensing Department.

Apply Online (See Instructions)
View and download the Insurance Adjuster Level 2 Licence Application
View the Insurance Adjuster Level 2 Licence Fee Schedule

Insurance Adjuster Level 3 Licence

Licence requirements, education prerequisites and application package for a general insurance adjuster level 3 licence:

An insurance adjuster level 3 licensee must have completed a higher level of education and experience than a level 2 licensee listed in the above requirements. Applicants must:
  • Have been licensed as an adjuster for 5 of the last 7 years.
  • Have a minimum of 3 years as a level 2 insurance adjuster
  • Must have met the educational prerequisites.

Insurance Adjuster Level 3: Education Prerequisites

Results (including from courses granted under equivalency*, if any) remain valid up to one year from successful course or exam completion date, after which the applicant is required to retake the course or exam.

Please note, the Insurance Council does not have any information about the course details, including costs, delivery methods, or scheduling.

*Equivalency: Level 1 Adjuster Licensing Program – ILS Learning Corporation (ILScorp), to qualify for an Insurance Adjuster Level 1 licence. The Insurance Council also accepts this program as part of the education prerequisites towards an Insurance Adjuster Level 2 or Level 3 licence. 

Courses must be completed within one year of submitting a licence application to the Insurance Council. We will consider courses completed outside of the one-year-limit, if you have completed additional courses, which lead to a CAIB or CIP designation, within the last year of the application date, and all the courses leading to the designation were completed within one year of each other. Please submit exam results for each course along with your licence application for review.

The Insurance Council Rules Course must be completed by all individuals, including non-residents, whose applications are received by the Insurance Council on or after March 1, 2019 to qualify for licensure, except those that qualify for licensure under Reinstatement Provision in Council Rule 2(19).

  • Complete the application yourself, following the instructions in the application package. 
  • Answer all questions and attach all required documents, including the application fee, before submitting your application to Council, as incomplete applications may take longer to process.
  • If your application has been pending for more than our displayed processing times, please feel free to contact Council's Licensing Department.

Apply Online (See Instructions)
View and download the Insurance Adjuster Level 3 Licence Application
View the Insurance Adjuster Level 3 Licence Fee Schedule

Insurance Adjuster Sole-Proprietor Licence

Get an insurance adjuster sole-proprietor licence if you are an individual wishing to act as an agency, without forming a corporation or partnership.

An insurance adjuster sole-proprietor licence is subject to the same standard licence qualifications and conditions as individual, corporate, and partnership licences. An individual sole-proprietor must:
  • Complete the application yourself, following the instructions in the application package. 
  • Answer all questions and attach all required documents, including the application fee, before submitting your application to Council, as incomplete applications may take longer to process.
  • If your application has been pending for more than our displayed processing times, please feel free to contact Council's Licensing Department.

Apply Online (See Instructions)
View and download the Sole-Proprietor Insurance Adjuster Licence Application
View the Sole-Proprietor Insurance Adjuster Licence Fee Schedule

Temporary Adjuster Licence 

During a catastrophic event, such as a natural disaster, the Insurance Council may issue temporary adjuster licences when determined necessary. The issuance of temporary licences will be in response to meet public needs and help lessen the impact of the increasing number of claims by allowing experienced adjusters to provide service in BC.

Learn more about the policy.

  • Applicants must hold the same level (or comparable) of adjuster licence in their home jurisdiction as the adjuster licence they are applying for in British Columbia
  • Applicants must be authorized to represent a licensed adjusting firm in British Columbia
  • Criminal record check
  • Completion of the Insurance Council Rules Course
  • Temporary issued adjuster licences are valid for only three months.
  • There will be no extensions to the temporary licence.
  • The temporary licensee must reapply (including applicable fees) and fully qualify for a licence (i.e. must satisfy all suitability requirements including criminal record check and completion of Council Rules course), if they wish to continue their practice in BC after the three month period. 
We are not accepting applications at this time.