Individual Accident and Sickness Insurance Agent Licence

• Supervision Requirement: New life and/or accident and sickness agents must be supervised for a minimum of 24 months. An exception to the 24 month supervision may be allowed and reduced to 12 months where an applicant holds a current Chartered Life Underwriter, Certified Financial Planner, or Registered Financial Planner designation.  See Council notice ICN 19-004 Guidelines for Supervision of New Life and/or Accident and Sickness Agents for who requires a supervisor and who qualifies to be a supervisor. Please follow the instructions to complete the Supervisor Undertaking Form included with the licence application package. 
• Requirements for Sole-Proprietor Trade Names: If you intend to sell accident and sickness insurance as an individual business under your own name (for example, if John Doe wants to conduct business as “John Doe Insurance Services”), you must apply for a sole-proprietor accident and sickness insurance agent licence.

• Before you can schedule an A&S LLQP exam, you must have:
  • Successfully completed the Harmonized LLQP course through a Council approved Harmonized LLQP course provider.
  • A CIPR (Canadian Insurance Participant Registry) number.
  • Confirmation of successful Harmonized LLQP course completion by Council.
• You must successfully complete the A&S LLQP exams within one year of completing the Harmonized LLQP course. (Note for online LLQP exams: only exams completed prior to July 1st, 2023 will be accepted for consideration. Exams completed in-person are unaffected.)
• You must apply for an accident and sickness licence within 1 year of completing the A&S LLQP exams. Applicants who wait longer than 1 year to obtain a licence, must requalify.

The Insurance Council Rules Course must be completed by all individuals, including non-residents, whose applications are received by the Insurance Council on or after March 1, 2019 to qualify for licensure, except those that qualify for licensure under Reinstatement Provision in Council Rule 2(19).

• Complete the application yourself, following the instructions in the application package. 
• Answer all questions and attach all required documents, including the application fee, before submitting your application to Council, as incomplete applications may take longer to process.
• If your application has been pending for more than our displayed processing times, please feel free to contact Council's Licensing Department.

Apply Online (See Instructions)

View and download the Individual Accident and Sickness Insurance Licence Application

View the Individual Accident and Sickness Insurance Licence Fee Schedule

View and download the Supervisor Undertaking Form