About the LLQP Exam

The information below is for individuals who wish to write the Harmonized Life Licence Qualification Program (LLQP) examination online or in-person in British Columbia. Successful completion of the exam is required before applying for a licence.

Please be aware that successful completion of the exam alone does not permit you to engage in insurance activity; you are also required to have an insurance licence.

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In-Person Exam Day Information

  • Exam Fees and Schedules
  • Exam Format and Procedure
  • Exam Regulations and Rules
  • Exam Materials
  • What to the Bring to the Exam
  • Exam Safety Protocols for COVID-19
See In-Person Exam Day Information

 Looking for how to register for the exam?  See the Exam Information and Registration page. 

General Exam Information

Exam Requirements by Licence Type

There are different exam requirements for the two types of life insurance licence: Life and Accident and Sickness; or Accident and Sickness.

Life and Accident and Sickness. To qualify to apply for a life and accident and sickness licence, you must successfully complete the four required exam modules within 12 months of the date of the first exam module passed.

Modules required:

  • Life insurance

  • Segregated Funds and Annuities

  • Accident and Sickness Insurance

  • Ethics and Professional Practice (Common Law)

Accident and Sickness. To qualify to apply for an accident and sickness insurance licence, you must successfully complete the two required exam modules within 12 months of the date of the first exam module passed.

Modules required:

  • Accident and Sickness Insurance

  • Ethics and Professional Practice (Common Law)

Licence Qualification

You must obtain your insurance licence within 12 months of the date of the first exam module passed. If you do not obtain your licence by this time, you must rewrite all exam modules that fall outside of the twelve (12) month period.

Note that successful completion of an exam does not permit you to engage in insurance activity; you must first be licensed by Council. 

Please note that wait periods are in place for exam rewrites (see Re-writing an Exam).

Special Accommodations

Upon request, the Insurance Council will make reasonable accommodations in its exam process for examinees with documented disabilities or medical conditions that make the typical exam setting a challenge.

Requests for reasonable alterations in scheduling, exam format, or presentation must be submitted for review with your completed exam registration. Requests must be accompanied by a doctor’s note outlining the specific accommodations required. Special exam sittings may be arranged depending on the nature of the request.

Requests for special accommodations for the online exam should be directed to Durham College, our external online exam provider. (View their requirements)

Acceptable forms of Identification

To register for and write the exam, you must provide a copy of an acceptable valid, government-issued photo ID with a signature to confirm your identity. The name on your photo ID must exactly match the name on your exam registration and CIPR registration. 

 The following types of government issued ID will be accepted:

  • Driver’s licence - ‘Paper’ Interim driver’s licence is not accepted
  • Passport
  • BC Identification Card (BCID)
  • BC Services Card - Must include photo
  • Permanent Resident (PR) Card - Acceptable if provided with a secondary identification bearing the same name with signature
Please double-check that the names match exactly. If they do not match you will not be permitted to write the exam and your exam sitting will be forfeited. This policy is strictly applied.

Exam Results

A mark of 60% or higher is required to pass the LLQP exam.

Online exam results: The external exam provider, Durham College, will send the results to examinees and the Insurance Council as soon as possible, but may take up to 7 days. Please note online exam results are not posted on your Insurance Council online portal account.

In-person exam results: Exam results are released in 5 business days. You can view exam results in your Insurance Council online portal account by navigating to the “View my exam results” tab in the main menu.

Please note exam scores for exams written before March 1, 2020 are not provided; only a grade of “pass” or “fail” is provided.

If you are a BC resident and intend to write your licence examination in another jurisdiction, you must first contact the Insurance Council to ensure that the results will be valid in BC.

Re-Writing an Exam

If you are unsuccessful in passing an exam, you can attempt to re-write it; however, a waiting period will apply after a number of attempts.

After a third unsuccessful attempt at an exam module, you must wait 3 months between each additional attempt. After 5 attempts, the waiting period is 6 months for each additional rewrite.

Wait periods do not extend the validity date of your LLQP course completion. You cannot write any exam modules once your course completion expires. Re-taking the prequalification course does not change the exam writing waiting periods.

Do you have additional questions about the LLQP exam? For more information, contact our exams team by phone at 604-695-2006 or examinations@insurancecouncilofbc.com.