About the LLQP Exam


Important Notice   

Mask Mandate: as per the new provincial health order, people 12 and older must wear masks in indoor public settings, regardless of vaccination status starting August 25, 2021. All examinees must wear facial masks* covering their nose and mouth to enter and write the in-person exams, and while in common areas of the exam venue. See “About Masks” here.  

Proof of COVID-19 Vaccination: Proof of COVID-19 vaccination will be required for all examinees wishing to write the in-person exams as of September 13, 2021. Examinees must present their proof of vaccination on exam day or they will not be permitted to write their in-person exams. Examinees who would like to write the exams in-person must have at least one dose of a COVID-19 vaccine by September 13, 2021. By October 24, 2021, examinees who would like to write the exams in-person must be fully vaccinated. 

Last updated September 14, 2021

The information below is for individuals who wish to write the Harmonized Life Licence Qualification Program (LLQP) examination online or in-person in British Columbia. Successful completion of the exam is required before applying for a licence.

Please be aware that successful completion of the exam alone does not permit you to engage in insurance activity; you are also required to have an insurance licence.

Go to subsection:

In-Person Exam Day Information

  • Exam Fees and Schedules
  • Exam Format and Procedure
  • Exam Regulations and Rules
  • Exam Materials
  • What to the Bring to the Exam
  • Exam Safety Protocols for COVID-19
See In-Person Exam Day Information

 Looking for how to register for the exam?  See the Exam Information and Registration page. 

General Exam Information

Exam Requirements by Licence Type

There are different exam requirements for the two types of life insurance licence: Life and Accident and Sickness; or Accident and Sickness.

Life and Accident and Sickness. To qualify to apply for a life and accident and sickness licence, you must successfully complete the four required exam modules within 12 months of the date of the first exam module passed.

Modules required:

  • Life insurance

  • Segregated Funds and Annuities

  • Accident and Sickness Insurance

  • Ethics and Professional Practice (Common Law)

Accident and Sickness. To qualify to apply for an accident and sickness insurance licence, you must successfully complete the two required exam modules within 12 months of the date of the first exam module passed.

Modules required:

  • Accident and Sickness Insurance

  • Ethics and Professional Practice (Common Law)

Licence Qualification

You must obtain your insurance licence within 12 months of the date of the first exam module passed. If you do not obtain your licence by this time, you must rewrite all exam modules that fall outside of the twelve (12) month period.

Note that successful completion of an exam does not permit you to engage in insurance activity; you must first be licensed by Council. 

Please note that wait periods are in place for exam rewrites (see Re-writing an Exam).

Special Accommodations

Upon request, the Insurance Council will make reasonable accommodations in its exam process for examinees with documented disabilities or medical conditions that make the typical exam setting a challenge.

Requests for reasonable alterations in scheduling, exam format, or presentation must be submitted for review with your completed exam registration. Requests must be accompanied by a doctor’s note outlining the specific accommodations required. Special exam sittings may be arranged depending on the nature of the request.

Requests for special accommodations for the online exam should be directed to Durham College, our external online exam provider. (View their requirements)

Acceptable forms of Identification

To register for and write the exam, you must provide a copy of an acceptable valid, government-issued photo ID with a signature to confirm your identity. The name on your photo ID must exactly match the name on your exam registration and CIPR registration. 

 The following types of government issued ID will be accepted:

  • Driver’s licence - ‘Paper’ Interim driver’s licence is not accepted
  • Passport
  • BC Identification Card (BCID)
  • BC Services Card - Must include photo
  • Permanent Resident (PR) Card - Acceptable if provided with a secondary identification bearing the same name with signature
Please double-check that the names match exactly. If they do not match you will not be permitted to write the exam and your exam sitting will be forfeited. This policy is strictly applied.

Exam Regulations and Rules

Examinees who violate any of the exam rules or engage in any kind of misconduct will be disqualified. Their exam will be deemed inadmissible, a result of a “Fail” applied, and will be required to re-write the breached exam and all future exams with the Insurance Council in-person only. 

Exam Rules

See exam rules for online exams on the Durham College website here, as well as Durham College's proctoring provider, ProctorU's webiste here.

See exam rules for In-person exams in our In-person Exam section.


The proctor will report all cases of misconduct to the Insurance Council in order to render any decision necessary.

Examples of misconduct include:

  • Cheating (e.g., using notes, papers, or other aids not supplied by the Insurance Council)
  • Impersonating an examinee or attempting to write the exam for someone else
  • Reading questions or answers out loud
  • Giving or receiving help
  • Talking, communicating, or making other loud noises
  • Making excessive movements in the exam room
  • Possessing or using communications, surveillance, or recording devices during the exam (e.g., cell phones, tablets, smart glasses, smart watches, mobile devices, etc.)
  • Removing exam materials, answer sheets, or notes from the exam room
  • Attempting to share exam questions, answers, or any other information in the exam materials including sharing test questions after the exam. This is confidential information belonging to the Insurance Council.
  • Leaving the exam room without authorization or accompaniment by a proctor. (You will not be allowed to return to the exam room)
  • Accessing items stored in the personal belongings area before signing out of the exam
  • Continuing to write after the proctor signals the exam has ended.

For example, if a proctor determines that exam security has not been sufficiently maintained the examinee’s exam will be marked incomplete and the registration fee and exam sitting will be forfeited.

As another example, any examinee cheating, using unauthorized materials, removing exam material from the exam room, or impersonating an examinee, will have their exam deemed inadmissible and a result of “fail” applied, and must re-write the breached exam in-person.



By taking a Harmonized LLQP exam, you understand and agree that the exam (which includes all aspects of the exam, including, without limitation, the exam questions, answers, examples, and other information presented or contained in the exam and exam materials) belongs to the Insurance Council and constitutes the Insurance Council’s confidential information (collectively, the “Confidential Information”).

You agree to maintain the confidentiality of the Insurance Council’s Confidential Information at all times and understand that any failure to maintain the confidentiality of the Insurance Council’s Confidential Information may result in disciplinary action against you by the Insurance Council or other adverse consequences, including, without limitation, cancellation of your exam, or refusal of a licence.

Specifically, you understand that you may not, for example, discuss, publish, or share any exam question(s), your answers or thoughts on any question(s), or the exam’s format in person, or any forum or media (e.g., via email, Facebook, LinkedIn, Twitter, etc.).

Exam Results

A mark of 60% or higher is required to pass the LLQP exam.

Online exam results: The external exam provider, Durham College, will send the results to examinees and the Insurance Council as soon as possible, but may take up to 7 days. Please note online exam results are not posted on your Insurance Council online portal account.

In-person exam results: Exam results are released in 5 business days. You can view exam results in your Insurance Council online portal account by navigating to the “View my exam results” tab in the main menu.

Please note exam scores for exams written before March 1, 2020 are not provided; only a grade of “pass” or “fail” is provided.

If you are a BC resident and intend to write your licence examination in another jurisdiction, you must first contact the Insurance Council to ensure that the results will be valid in BC.

Re-Writing an Exam

If you are unsuccessful in passing an exam, you can attempt to re-write it; however, a waiting period will apply after a number of attempts.

After a third unsuccessful attempt at an exam module, you must wait 3 months between each additional attempt. After 5 attempts, the waiting period is 6 months for each additional rewrite.

Wait periods do not extend the validity date of your LLQP course completion. You cannot write any exam modules once your course completion expires. Re-taking the prequalification course does not change the exam writing waiting periods.

Do you have additional questions about the LLQP exam? For more information, contact our exams team by phone at 604-695-2006 or examinations@insurancecouncilofbc.com.