About the LLQP Exam

General Exam Information

Exam Requirements by Licence Type

There are different exam requirements for the two types of life insurance licence: Life and Accident and Sickness; or Accident and Sickness.

Life and Accident and Sickness. To qualify to apply for a life and accident and sickness licence, you must successfully complete the four required exam modules within 12 months of the date of the first exam module passed.

Modules required:

• Life insurance

• Segregated Funds and Annuities

• Accident and Sickness Insurance

• Ethics and Professional Practice (Common Law)

Accident and Sickness. To qualify to apply for an accident and sickness insurance licence, you must successfully complete the two required exam modules within 12 months of the date of the first exam module passed.

Modules required:

• Accident and Sickness Insurance

• Ethics and Professional Practice (Common Law)

Special Accommodations

Upon request, the Insurance Council will make reasonable accommodations in its exam process for examinees with documented disabilities or medical conditions that make the typical exam setting a challenge.

Requests for reasonable alterations in scheduling, exam format, or presentation must be submitted for review with your completed exam registration. Special exam sittings may be arranged depending on the nature of the request.

Requests must be accompanied by a detailed report from medical doctors, registered psychologists or other health professionals who are appropriately certified and/or licensed to practice their professions and have specific training, expertise, and experience in the diagnosis of the disability or other circumstance for which accommodation is being requested, outlining the impairment and/or condition and the specific accommodations required.

• The name, title, professional credentials and information about the certified and/or licensed health practitioner must be included in the report.
• The Insurance Council is committed to protecting the privacy and confidentiality of examinees requesting accommodation. However, sufficient documentation will be required to be able to evaluate and provide necessary accommodation. The examinees are responsible for providing the Insurance Council with the necessary information in a timely manner.

​All examinees must provide written authorization for the Insurance Council to contact any qualified health professional or other person that has provided a report regarding the accommodation required.
 
The Insurance Council will review the request, including the supporting documentation and consider providing a reasonable accommodation. In its review, the Insurance Council may consider factors such as reasonableness, efficiency, and cost. Examinees will be advised of the Insurance Council’s decision within 30 calendar days of the request for accommodation once all of the requested documentation has been received.
 

Exam Regulations and Rules

Examinees who violate any of the exam rules or engage in any kind of misconduct will be disqualified. Their exam will be deemed inadmissible, a result of a “Fail” applied, and will be required to re-write the breached exam and all future exams with the Insurance Council in-person only. Instances of exam misconduct may qualify as a breach of the Code of Conduct.

Exam Rules

See exam rules for In-person exams in our In-person Exam section.

Misconduct

The proctor will report all cases of misconduct to the Insurance Council in order to render any decision necessary.

Examples of misconduct include:

• Using notes, papers, or other aids not supplied by the Insurance Council.
• Impersonating an examinee or attempting to write the exam for someone else.
• Having third-party assistance.
• Reading questions or answers out loud.
• Giving or receiving help.
• Accessing or attempting to access the internet on the provided testing computers or tablets. 
• Making loud noises: communicating, talking, whispering to oneself or others.
• Anyone entering your testing area. You may not have anyone else in your testing location with you.
• Anyone talking to you while you’re in your testing area. Additional noises, including other people talking to you, while you’re writing the exam are not allowed.
• Making excessive movements in the exam room.
• Being out of camera view. Your face, chin to forehead, needs to be in the camera view at all times during the exam.
• Looking off-screen. Your eyes should stay on the computer testing screen at all times during the exam.
• Possessing or using communications, surveillance, or recording devices during the exam (e.g., cell phones, tablets, smart glasses, smart watches, mobile devices, etc.)
• Using unauthorized devices and/or applications to share or mirror your computer screen.
• Removing exam materials, answer sheets, or notes from the exam room.
• Attempting to share exam questions, answers, or any other information in the exam materials including sharing test questions after the exam. This is confidential information belonging to the Insurance Council.
• Leaving the exam room without authorization or accompaniment by a proctor. (You will not be allowed to return to the exam room.)
• Accessing items stored in the personal belongings area before signing out of the exam.
• Continuing to write after the proctor signals the exam has ended.

For example, if a proctor determines that exam security has not been sufficiently maintained the examinee’s exam will be marked incomplete and the registration fee and exam sitting will be forfeited.

Confidentiality

By taking a Harmonized LLQP exam, you understand and agree that the exam (which includes all aspects of the exam, including, without limitation, the exam questions, answers, examples, and other information presented or contained in the exam and exam materials) belongs to the Insurance Council and constitutes the Insurance Council’s confidential information (collectively, the “Confidential Information”).

You agree to maintain the confidentiality of the Insurance Council’s Confidential Information at all times and understand that any failure to maintain the confidentiality of the Insurance Council’s Confidential Information may result in disciplinary action against you by the Insurance Council or other adverse consequences, including, without limitation, cancellation of your exam, or refusal of a licence.

Specifically, you understand that you may not, for example, discuss, publish, or share any exam question(s), your answers or thoughts on any question(s), or the exam’s format in person, or any forum or media (e.g., via email, Facebook, LinkedIn, Twitter, etc.).

Re-Writing an Exam

If you are unsuccessful in passing an exam, you can attempt to re-write it; however, a waiting period will apply after a number of attempts.

After a third unsuccessful attempt at an exam module, you must wait 3 months between each additional attempt. After 5 attempts, the waiting period is 6 months for each additional rewrite.

Wait periods do not extend the validity date of your LLQP course completion. You cannot write any exam modules once your course completion expires. Re-taking the prequalification course does not change the exam writing waiting periods.