LLQP (Life Licence Qualification Program) exam prerequisites, course information, and other life insurance licence qualifications and requirements for individuals, partnerships, or corporations in BC.
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New Exam Location
In-person exams are now available in Surrey and Vancouver. See here for the exam schedule for each location.
Last updated December 1, 2022
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There are different exam requirements for the two types of life insurance licence: Life and Accident and Sickness; or Accident and Sickness.
Life and Accident and Sickness. To qualify to apply for a life and accident and sickness licence, you must successfully complete the four required exam modules within 12 months of the date of the first exam module passed.
Segregated Funds and Annuities
Accident and Sickness Insurance
Accident and Sickness. To qualify to apply for an accident and sickness insurance licence, you must successfully complete the two required exam modules within 12 months of the date of the first exam module passed.
Ethics and Professional Practice (Common Law)
Upon request, the Insurance Council will make reasonable accommodations in its exam process for examinees with documented disabilities or medical conditions that make the typical exam setting a challenge.
Requests for reasonable alterations in scheduling, exam format, or presentation must be submitted for review with your completed exam registration. Requests must be accompanied by a doctor’s note outlining the specific accommodations required. Special exam sittings may be arranged depending on the nature of the request.
Requests for special accommodations for the online exam should be directed to Durham College, our external online exam provider. (View their requirements)
To register for and write the exam, you must provide a copy of an acceptable valid, government-issued photo ID with a signature to confirm your identity. The name on your photo ID must exactly match the name on your exam registration and CIPR registration.
The following types of government issued ID will be accepted:
Examinees who violate any of the exam rules or engage in any kind of misconduct will be disqualified. Their exam will be deemed inadmissible, a result of a “Fail” applied, and will be required to re-write the breached exam and all future exams with the Insurance Council in-person only. Instances of exam misconduct may qualify as a breach of the Code of Conduct.
See exam rules for online exams on the Durham College website here.
See exam rules for In-person exams in our In-person Exam section.
The proctor will report all cases of misconduct to the Insurance Council in order to render any decision necessary.
Examples of misconduct include:
For example, if a proctor determines that exam security has not been sufficiently maintained the examinee’s exam will be marked incomplete and the registration fee and exam sitting will be forfeited.
By taking a Harmonized LLQP exam, you understand and agree that the exam (which includes all aspects of the exam, including, without limitation, the exam questions, answers, examples, and other information presented or contained in the exam and exam materials) belongs to the Insurance Council and constitutes the Insurance Council’s confidential information (collectively, the “Confidential Information”).
You agree to maintain the confidentiality of the Insurance Council’s Confidential Information at all times and understand that any failure to maintain the confidentiality of the Insurance Council’s Confidential Information may result in disciplinary action against you by the Insurance Council or other adverse consequences, including, without limitation, cancellation of your exam, or refusal of a licence.
Specifically, you understand that you may not, for example, discuss, publish, or share any exam question(s), your answers or thoughts on any question(s), or the exam’s format in person, or any forum or media (e.g., via email, Facebook, LinkedIn, Twitter, etc.).
A mark of 60% or higher is required to pass the LLQP exam.
Online exam results: The external exam provider, Durham College, will send the results to examinees and the Insurance Council as soon as possible, but may take up to 7 days. Please note online exam results are not posted on your Insurance Council online portal account.
In-person exam results: Exam results are released in 5 business days. You can view exam results in your Insurance Council online portal account by navigating to the “View my exam results” tab in the main menu.
Please note exam scores for exams written before March 1, 2020 are not provided; only a grade of “pass” or “fail” is provided.
If you are a BC resident and intend to write your licence examination in another jurisdiction, you must first contact the Insurance Council to ensure that the results will be valid in BC.
If you are unsuccessful in passing an exam, you can attempt to re-write it; however, a waiting period will apply after a number of attempts.
After a third unsuccessful attempt at an exam module, you must wait 3 months between each additional attempt. After 5 attempts, the waiting period is 6 months for each additional rewrite.
Wait periods do not extend the validity date of your LLQP course completion. You cannot write any exam modules once your course completion expires. Re-taking the prequalification course does not change the exam writing waiting periods.