Continuing Education

​Continuing education (CE) is learning that helps fulfill the knowledge required to maintain a standard of professional competence and remain current in an ever-changing industry. Under Council Rule 7(5), insurance licensees must meet the requirements of the Insurance Council's continuing education program.

On this page:

Latest Continuing Education Update:

The deadline to complete CE requirements for 2020 has been extended to May 31, 2021.

See the Q&A and more information about the CE extension for 2020.
Learn more
 

New Continuing Education Guidelines effective June 1, 2021

New Continuing Education Guidelines will set out CE requirements for licensees and will take effect starting June 1, 2021 for that licence period (June 1-May 31, 2022). 
Learn more

Overview

Continuing Education Program Requirements

These are the current continuing education program requirements for Insurance Council licensees. This guidance remains in effect until May 31, 2021.   (Click to expand)

For each licence year, or portion thereof:

  • If you have an approved designation* you must have 4 qualified hours of continuing education; OR
  • If you have been licensed as a general insurance agent or salesperson for at least 5 of the last 7 years in a Canadian jurisdiction, and you do not have an approved designation, you must have 6 qualified hours of continuing education; OR
  • If you have not been licensed as a general insurance agent or salesperson agent for at least 5 of the last 7 years in a Canadian jurisdiction and you do not have an approved designation, you must have 8 qualified hours of continuing education.

*Approved Designations: CAIB, CIB, CIP (formerly AIIC), CCIB, FCIP, CRM. Designations from other countries will be considered where it is demonstrated to Council they are equivalent to one of the approved Canadian designations.

 

Content

For salespersons and agent level 2 licensees, the only qualifying insurance continuing education is technical material* directly related to:

  • General insurance products.
  • Compliance with insurance legislation and licensee requirements such as Council Rules, Council's Code of Conduct, the Insurance Act, and privacy legislation.
  • Ethics.
  • Errors and Omissions.

*For level 3 licensees, “technical material” is broadened to include courses relating to management, accounting, and human resources.

 

Council Rules Course

Effective March 1, 2019: All individuals (BC residents and non-residents) wanting to obtain an insurance licence in British Columbia are required, in accordance with Council Rule 2(14), to complete the Council Rules Course to qualify for a licence, except those that qualify under the Reactivation Provision in Council Rule 2(19). 

Please note: If you applied for a licence prior to March 1, 2019, and do not qualify under the Reactivation Provision, you must complete the course prior to June 1, 2020. For additional details view Council Notice ICN 18-003

See the full Council Rules Course requirements.

 

Structure

The education must take place in a structure dedicated to learning. Separate training meetings for the purposes of reviewing the details of a specific product line may qualify, but:

  • Day-to-day business or professional reading does not qualify.
  • Regular staff meetings that cover a myriad of topics do not qualify.
 

Time

One hour of instruction is equal to 1 hour of CE (Insurance Continuing Education) credit. Breaks are excluded, and you must attend the complete course or seminar. In addition:

  • No course can be accredited for more than 8 hours.
  • There is a daily maximum of 7 hours.
  • Where a course involves an exam, you must successfully pass the exam.
 

Carry Forward

Excess credits cannot be carried over into the next annual licence period.

Required Hours

For each licence year, or portion thereof:

  • If you have an approved designation* you must have 5 technical hours of continuing education; OR
  • If you have been licensed as a life insurance agent for at least 5 of the last 7 years in a Canadian jurisdiction, and you do not have an approved designation, you must have 10 technical hours of continuing education; OR
  • If you have not been licensed as a life insurance agent for at least 5 of the last 7 years in a Canadian jurisdiction and you do not have an approved designation, you must have 15 technical hours of continuing education.

*Approved Designations: CFP, CLU, RHU, FCIA, FLMI, CEBS.** Designations from other countries will be considered where it is demonstrated to Council they are equivalent to one of the approved Canadian designations.

**NOTE: Some designations (CLU, FCIA and CFP) require the holder to keep the designation in good standing by completing continuing education each year. If you hold such a designation and can demonstrate to Council your designation is in good standing, you are “exempt” from Council’s continuing education requirements.

 

Content

For life insurance, the only qualifying continuing education is technical material directly related to:

  • Life insurance products.
  • Financial planning, provided the education is geared to life insurance and not a non-insurance sector, such as securities or mutual funds.
  • Compliance with insurance legislation and requirements such as Council Rules, Council's Code of Conduct, the Insurance Act, privacy legislation, and anti-terrorism/money laundering legislation.
  • Ethics.
  • Errors and Omissions.
 

Council Rules Course

Effective March 1, 2019: All individuals (BC residents and non-residents) wanting to obtain an insurance licence in British Columbia are required, in accordance with Council Rule 2(14), to complete the Council Rules Course to qualify for a licence, except those that qualify under the Reactivation Provision in Council Rule 2(19).

Please note: If you applied for a licence prior to March 1, 2019, and do not qualify under the Reactivation Provision, you must complete the course prior to June 1, 2020.

See the full Council Rules Course requirements

 

Structure

The education must take place in a structure dedicated to learning. Separate training meetings for the purposes of reviewing the details of a specific product line may qualify, but:

  • Day-to-day business or professional reading does not qualify.
  • Regular staff meetings that cover a myriad of topics do not qualify.
  

Time

One hour of instruction is equal to 1 hour of CE (Insurance Continuing Education) credit. Breaks are excluded, and you must attend the complete course or seminar. In addition:

  • No course can be accredited for more than 15 hours.
  • There is a daily maximum of 7 hours.
  • Where a course involves an exam, you must successfully pass the exam.
 

Carry Forward

Excess credits cannot be carried over into the next annual licence period.

Required Hours

For each licence year, or portion thereof:

  • If you have an approved designation* you must have 4 qualified hours of continuing education; OR
  • If you have been licensed as an adjuster for at least 5 of the last 7 years in a Canadian jurisdiction, and you do not have an approved designation you must have 6 qualified hours of continuing education; OR
  • If you have not been licensed as an adjuster for at least 5 of the last 7 years in a Canadian jurisdiction and you do not have an approved designation you must have 8 qualified hours of continuing education.

*Approved Designations: CAIB, CIB, CIP (formerly AIIC), CCIB, FCIP, CRM. Designations from other countries will be considered where it is demonstrated to Council they are equivalent to one of the approved Canadian designations.
 

Content

For level 1 and level 2 licensees, the only qualifying insurance continuing education is technical material* directly related to:

  • General insurance products.
  • Compliance with insurance legislation and licensee requirements such as Council Rules, Council's Code of Conduct, the Insurance Act, and privacy legislation.
  • Ethics.
  • Errors and Omissions.

*For level 3 licensees, “technical material” is broadened to include courses relating to management, accounting, and human resources.
 

Council Rules Course

Effective March 1, 2019: All individuals (BC residents and non-residents) wanting to obtain an insurance licence in British Columbia are required, in accordance with Council Rule 2(14), to complete the Council Rules Course to qualify for a licence, except those that qualify under the Reactivation Provision in Council Rule 2(19).

Please note: If you applied for a licence prior to March 1, 2019, and do not qualify under the Reactivation Provision, you must complete the course prior to June 1, 2020.

See the full Council Rules Course requirements

 

Structure

The education must take place in a structure dedicated to learning. Separate training meetings for the purposes of reviewing the details of a specific product line may qualify, but:

  • Day-to-day business or professional reading does not qualify.
  • Regular staff meetings that cover a myriad of topics do not qualify.
 

Time

One hour of instruction is equal to 1 hour of CE (Insurance Continuing Education) credit. Breaks are excluded, and you must attend the complete course or seminar. In addition:

  • No course can be accredited for more than 8 hours.
  • There is a daily maximum of 7 hours.
  • Where a course involves an exam, you must successfully pass the exam.
 

Carry Forward

Excess credits cannot be carried over into the next annual licence period.

Required Hours

For each licence year, or portion thereof:

  • If you have an approved designation* you must have 5 technical hours of continuing education; OR
  • If you have been licensed as an Accident and Sickness agent for at least 5 of the last 7 years in a Canadian jurisdiction, and you do not have an approved designation, you must have 10 technical hours of continuing education; OR
  • If you have not been licensed as an Accident and Sickness agent for at least 5 of the last 7 years in a Canadian jurisdiction and you do not have an approved designation, you must have 15 technical hours of continuing education.

*Approved Designations: CFP, CLU, RHU, FCIA, FLMI, CEBS.** Designations from other countries will be considered where it is demonstrated to Council they are equivalent to one of the approved Canadian designations.

**NOTE: Some designations (CLU, FCIA and CFP) require the holder to keep the designation in good standing by completing continuing education each year. If you hold such a designation and can demonstrate to Council your designation is in good standing, you are “exempt” from Council’s continuing education requirements.

 

Content

For Accident and Sickness insurance, the only qualifying continuing education is technical material directly related to:

  • Accident and Sickness insurance products.
  • Compliance with insurance legislation and licensee requirements such as Council Rules, Council's Code of Conduct, the Insurance Act, and privacy legislation.
  • Ethics.
  • Errors and Omissions.
 

Council Rules Course

Effective March 1, 2019: All individuals (BC residents and non-residents) wanting to obtain an insurance licence in British Columbia are required, in accordance with Council Rule 2(14), to complete the Council Rules Course to qualify for a licence, except those that qualify under the Reactivation Provision in Council Rule 2(19).

Please note: If you applied for a licence prior to March 1, 2019, and do not qualify under the Reactivation Provision, you must complete the course prior to June 1, 2020.

See the full Council Rules Course requirements

 

Structure

The education must take place in a structure dedicated to learning. Separate training meetings for the purposes of reviewing the details of a specific product line may qualify, but:

  • Day-to-day business or professional reading does not qualify.
  • Regular staff meetings that cover a myriad of topics do not qualify.
 

Time

One hour of instruction is equal to 1 hour of CE (Insurance Continuing Education) credit. Breaks are excluded, and you must attend the complete course or seminar. In addition:

  • No course can be accredited for more than 15 hours.
  • There is a daily maximum of 7 hours.
  • Where a course involves an exam, you must successfully pass the exam.
 

Carry Forward

Excess credits cannot be carried over into the next annual licence period.

Required Hours

  • Exempt employees and commissioned salespersons of restricted travel agencies and licensed sole-proprietors must complete a minimum of 2 hours of continuing education each calendar year.
  • Individuals who commence work as a restricted travel insurance agent after July 1 in a calendar year will only be required to complete 1 hour of continuing education in that calendar year.
 

Content

Credits are granted for courses where the licensee’s travel insurance knowledge is improved, including courses that enhance expertise in a particular insurance product line.
 

Council Rules Course

Travel insurance licensees are not currently required to take the Council Rules Course, though Council encourages them to do so.

See the full Council Rules Course requirements

 

Structure

The education must take place in a structure dedicated to learning. Separate training meetings for the purposes of reviewing the details of a specific product line may qualify, but:

  • Day-to-day business or professional reading does not qualify.
  • Regular staff meetings that cover a myriad of topics do not qualify.
 

Carry Forward

Excess credits cannot be carried over into the next annual licence period. Two credits must be obtained each calendar year.

Required Hours

 
  • A motor vehicle dealer's licensed representatives must obtain both initial and ongoing education.
  •  The training must be augmented annually with a minimum of one hour of continuing education on each product the Dealership is authorized to sell.
     

Content 

  • The training must be adequate and include basic knowledge regarding the proper practice of insurance and an understanding of the difference between fees and premiums.
  • The Supervising Agent is responsible for ensuring that a motor vehicle dealer’s licensed representatives receive training on each insurance product they are authorized to sell. 
 

Council Rules Course 

Effective March 1, 2019: All individuals (BC residents and non-residents) wanting to obtain an insurance licence in British Columbia are required, in accordance with Council Rule 2(14), to complete the Council Rules Course to qualify for a licence, except those that qualify under the Reactivation Provision in Council Rule 2(19).

Please note: If you applied for a licence prior to March 1, 2019, and do not qualify under the Reactivation Provision, you must complete the course prior to June 1, 2020.

See the full Council Rules Course requirements

 

Carry Forward

Excess credits cannot be carried over into the next annual licence period.

 

Non-resident Licensee CE Requirements

  • Effective March 1, 2019: All individuals (BC residents and non-residents) wanting to obtain an insurance licence in British Columbia are required, in accordance with Council Rule 2(14), to complete the Council Rules Course to qualify for a licence, except those that qualify under the Reactivation Provision in Council Rule 2(19). Those who apply for a licence prior to March 1, 2019, who do not qualify under the Reactivation Provision, must complete the course prior to June 1, 2020. For additional details view Council Notice ICN 18-003
  • Non-resident licensees whose home jurisdiction has a mandatory continuing education requirement may not be required to meet Council’s requirements, provided they keep their licence in good standing in their home jurisdiction.
  • Except for as noted above, non-resident applicants and licensees are subject to the same rules and requirements as BC residents.

CE Record Keeping

Your CE records must be maintained for five licence years from the end of the annual licence period for which the education was taken.  Your records should include, by licence year:
  • Completion certificates for each course completed which reflect
    • Your name
    • The course provider's name
    • Course title
    • Number of technical credits issued
    • Course completion date
  • Course content information which can include:
    • Course outlines
    • Agenda for a workshop that reflects the topics and time spent on each
Licensees are required to keep record of their continuing education for five licence years. 

If a licensee is asked to submit course completion certificates as part of a continuing education (CE) audit and the records provided reflect the licensee has completed the same course more than once during the licence years audited, Council will ask the licensee to demonstrate how the content has fundamentally changed each time it was taken.
 

 

Frequently Asked Questions

See our list of frequently asked questions about Continuing Education Program Requirements for licensees. 

More Info